Apple Pay may be making a little more money for some consumers, but many people still aren’t comfortable with the new service.

The tech giant announced today that it’s now making more money than it did a year ago when the service launched, which means it has to keep making improvements.

According to data from comScore, the service now accounts for more than $3 billion in revenue for Apple.

That’s a little less than Apple Pay itself, which made more than a billion dollars in the first half of 2016.

That doesn’t mean that the iPhone maker isn’t making money.

The company recently reported its third-quarter profit, and Apple Pay made more money last quarter than it ever has before.

The biggest difference, however, is that the number of people who are comfortable with Apple Pay has risen by more than 50% since its introduction in September.

Apple Pay now makes up just under 40% of the iPhone market.

The number of Apple Pay-compatible devices has also increased from 7 million in October 2016 to over 14 million in December.

This means that Apple Pay users are now a much larger segment of the smartphone market than they were when the app was first introduced.

Still, the company has plenty of work to do.

Apple has made a few major updates to the iPhone and iPad operating systems in the last year, but most of these have focused on making the phones more powerful and more useful for more people.

And some of the newer features have had limited success.

For example, the iOS 7 update that came with iOS 8 introduced a feature called FaceTime, which lets you send messages to someone using FaceTime without using a physical phone.

However, FaceTime is only available to those who have purchased a compatible iPhone or iPad, which has made FaceTime more of a novelty than a necessity.

Another major update to the iOS platform is called the Siri Mobile app.

The Siri Mobile update allows users to ask Siri to send messages, make phone calls, play music, and more.

Apple said that these additions to Siri have made Siri more usable for many users, and that they are helping to make the iPhone a better device for the average consumer.

However…

Apple Pay still has a long way to go before it can compete with other payment services.

While it’s more convenient for some people, it’s not nearly as popular as other payment methods like credit cards, PayPal, and PayPal Plus.

That means that there’s still room for improvements in Apple Pay.

The service is still far from perfect, and it still has plenty to work on.

But the company’s CEO Tim Cook told reporters that the service is making progress.

“There’s still a lot more to do,” Cook said at the time.

“I don’t want to be pessimistic.”

Apple Pay will be rolling out to more countries and carriers in the coming weeks.

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